Current Account (Cash/Transfer) :

Is a Sharia compliant transaction account that offers you flexibility of unlimited transactions along with

A host of other Benefits.

This account is available in either EURO or USD

Features:

o    Free cheque-books (terms and conditions apply)

o    Free monthly account-statements

o    ATM services (SYP only)

Requirements:

o    Minimum Opening-Balance of 10.000 SYP (or equivalent in foreign currencies).

o    A photocopy of a valid ID card

o    Additional documentations required for minors, joint account holders, illiterates, blinds,

o     mentally incompetent inpiduals, companies, organizations and government bodies.

Saving Account:

Is a profit bearing Sharia compliant transaction account which offers flexibility of unlimited transactions

with an array of features to meet our customers’ needs.

Features:

o    Profit credited is on yearly basis

o    Free monthly account statements

o    ATM services (SYP only).

Requirements :

o    Minimum Opening-Balance of 10.000 SYP (or equivalent in foreign currencies).

o    A photocopy of a valid ID card

o    Additional documentations required for minors, joint account holders, illiterates, blinds,

o     mentally incompetent inpiduals, companies, organizations and government bodies.

Investment -Deposit Account:

Wherein the depositor authorizes bank to invest his funds according to an unrestricted Mudaraba

contract for a limited period.

The account is available in SYP, USD and EURO.

Features:

o    Profit credited is on a yearly basis.

o    Available for terms of 3, 6, 12 or 24

o    ATM services (SYP only).

Requirements:

o    Holding a current or a saving account with Cham Bank with minimum Opening-Balance

o     of 10.000 SYP (or equivalent in foreign currencies).

o    A photocopy of a valid ID card

o    Additional documentations required for minors, joint account holders, illiterates, blinds

o    , mentally incompetent inpiduals, companies, organizations and government bodies.

Transfer Account:

This account is for inward /outward transfers from (from a valid transfer account) to overseas

according to the Syrian laws.

Other Services:

o    Documentary Credits

o    Letters of Guarantee

o    Banking Cards

o    Transfers Between two accounts within the bank.

o    Local and international transfers (complied with the Syrian Laws).

o    Currencies Exchange (Based on the daily Foreign Exchange quotations released by the

o     CBS and international currency markets)

o    Cash withdraws through ATM machines

o    Paying bills and Payrolls

o    Safe boxes

o    Checks collections