"Bidayati / Taaleemi" Investment Account
An investment savings account specifically designed for university students, structured on the Sharia-compliant Unrestricted Mudarabah (Mudarabah Al-Mutlaqah) framework. Under this facility, the depositor (Rab-al-Mal/Capital Provider) delegates the Bank (Mudarib/Manager) to invest the funds and distribute the generated yields accordingly. This account aims to empower students and support them in seamlessly utilizing the latest e-payment solutions and digital banking services.
Key Advantages
Completely Free Account Opening: Start saving now without worrying about costs, with a full waiver of account opening commissions.
Integrated Digital Services Bundle: Receive an activated suite of digital banking services that enable you to execute electronic payments swiftly and securely.
University-Branded ATM Card: Stand out with a custom, exclusively designed ATM card featuring your university's logo alongside the Bank's branding.
Incentivized Investment Yield: Grow your smart savings by earning an encouraging investment return on your deposited funds.
Specifications and Conditions
Target Audience: Public and private university students.
Approved Currency: Syrian Pounds (SYP).
Required Documentation: Submitting an investment savings account opening request by completing the Bank's approved contracts and forms.
General Terms: The account is subject to the standard banking terms and regulatory frameworks approved by Cham Bank.