Goods and Raw Materials Financing
Your inventory is stronger... and your business grows!
It is a specialized Islamic financing solution to enable owners of commercial, industrial, and professional projects to support their working capital and enhance their commercial inventory. This product allows you to purchase commercial goods and raw materials according to financing formulas that are fully compliant with the provisions of Islamic Sharia, which ensures your business continuity and meets your customers' needs efficiently and without interruption.
Key Features
Exceptional and multiplied financing: The bank gives you strong financial backing to support your inventory and cover shortages, with a large financing volume that matches your financing needs in line with the income statements of the documented activity.
Support and diversity of sectors: The financing covers a wide range of needs (various commercial goods and raw materials for different facilities).
Maintaining continuity of activities: It helps you exploit commercial opportunities and provide goods during high-demand seasons without draining your current cash liquidity.
Easy repayment plans: Comfortable and flexible repayment options and monthly, quarterly, or semi-annual installments that fit your business sales cycle and cash flows.
Service available everywhere: You can benefit from this financing by submitting your application at any of the bank's branches spread across all governorates.
Parameters and Conditions (Financial Limits)
Ceiling calculation criterion: The volume of granted financing is calculated based on financial solvency and the adequacy of the provided guarantees/collaterals.
Maximum financing limit: Unspecified (according to the actual needs of the project).
Minimum financing limit: Starts from 50 million for all target groups.
Documents and Provisions: Submitting the financing application accompanied by the required documents (such as proof of income, proposed guarantees/collaterals, commercial and industrial registration, real estate solvency), and the application is subject to the study and credit regulations approved by the bank.