Account products
Demand Accounts
Flexible, Sharia-compliant accounts built around your day-to-day banking.
حسابات تحت الطلب
Current account
The Current Account
A bank account that gives the customer flexibility to carry out an unlimited number of cash transactions. It is a benevolent loan repayable on demand, subject to the rules of a loan in respect of guarantee and repayment in kind.
Features
It does not share in investment profits, and offers
The option to issue an ATM card.
The option to issue a cheque book.
Minimum opening balance: SYP 100,000.
Investment savings
Investment Savings Account
An investment bank account whose profits are distributed semi-annually, with the realised investment profit shared between the two parties at an agreed proportional rate.
Features
What makes this account different
A savings account can be opened for children and minors by their guardians.
The option to issue an ATM card.
The customer may make two withdrawals per month while the balance stays invested as agreed.
Minimum opening balance: SYP 100,000.
Minimum balance for profit calculation: SYP 100,000.
Utilisation rate: 30% — Mudaraba rate: 50%.
Remittances
Remittance Account
For transfers received from abroad or sent abroad, in accordance with the instructions governed by Syrian foreign-currency legislation.
Services
What the remittance account supports
Opening documentary credits, issuing letters of guarantee, and issuing bank cards.
Internal transfers from one account to another within the bank.
Transfers inside and outside the country under the regulations in force.