Documentary Collections

Cham Bank offers comprehensive outward and inward collection services of all types, including Documents Against Payment (D/P) and Documents Against Acceptance (D/A), whether clean, co-accepted, or avalized. Furthermore, the Bank facilitates the settlement of these shipping documents through all approved payment methods, in strict compliance with applicable laws and regulatory frameworks.

Trade Finance via Documentary Collections

Among the premier international trade solutions offered by Cham Bank is importer financing under documentary collections. This structured trade finance service is executed utilizing the Murabaha to the Purchase Orderer (Deferred Murabaha) structure; whereby the Bank purchases and takes legal possession of the goods, subsequently reselling them to the client (the importer) on a deferred payment basis. The Murabaha installments are then collected from the importer over an agreed tenor, providing the client with the necessary window to commercialize and dispose of the commodities. This specialized banking facility is meticulously designed by Cham Bank to streamline international trade activities for corporate clients.