Personal Finance
Why we finance individuals
Cham Bank, the first Islamic bank in Syria, has from its earliest days given particular attention to personal finance, and to the Syrian family above all. It recruited an experienced team with broad expertise in the field, in the conviction that personal finance delivers the very purpose for which an Islamic bank exists: providing banking services in accordance with the teachings of Islamic Sharia, and realising the principle of solidarity and mutual support by helping members of the community meet their essential needs — because they are the foundation on which the bank success rests.
Cham Bank has therefore designed and developed a range of mechanisms and products for personal finance, contributing to the development of the community and to the success of the social market economy, and positioning itself as a core partner in economic and social renewal.
Services available today
Vehicle finance
Financing car purchases through structures approved by the Sharia Supervisory Board.
Consumer goods finance
Financing furniture, appliances and household essentials in instalments.
Coming soon
Real-estate finance
Financing the purchase of residential property.
Ijara ending in ownership
A lease structure that ends with the customer owning the asset.
Services Ijara
Financing services through an Ijara structure.