Goods and Raw Materials Financing
Your inventory is stronger... and your business grows!
It is a specialized Islamic financing solution to enable professionals, pharmacists, and merchants to support their working capital and enhance their commercial inventory. This product allows you to purchase medicines, commercial goods, and raw materials according to financing formulas that are fully compliant with the provisions of Islamic Sharia, which ensures your business continuity and meets your customers' needs efficiently and without interruption.
Key Features
Exceptional and multiplied financing: The bank gives you strong financial backing to support your inventory and cover shortages, with a massive financing volume reaching up to 18 times the documented monthly income.
Support and diversity of sectors: The financing covers a wide range of needs (purchasing medicines for pharmacies and medical warehouses, various commercial goods, and raw materials for different facilities).
Maintaining continuity of activities: It helps you exploit commercial opportunities and provide goods during high-demand seasons without draining your current cash liquidity.
Easy repayment plans: Comfortable and flexible repayment options and monthly installments that fit your business sales cycle and cash flows.
Service available everywhere: You can benefit from this financing by submitting your application at any of the bank's branches spread across all governorates.
Parameters and Conditions (Financial Limits)
Ceiling calculation criterion: The volume of granted financing is calculated based on solvency and with a ceiling not exceeding 18 times the monthly income of the customer.
Maximum financing limit:
3,000,000 Syrian Pounds: For scientific and intellectual professionals and syndicate members only (such as pharmacists, doctors, engineers).
1,000,000 Syrian Pounds: For merchants and commercial activity owners.
3,000,000 Syrian Pounds: For scientific and intellectual professionals and syndicate members only (such as pharmacists, doctors, engineers).
1,000,000 Syrian Pounds: For merchants and commercial activity owners.
Minimum financing limit: Starts from 5,000 Syrian Pounds for all target groups.
Documents and Provisions: Submitting the financing application accompanied by the required documents (such as proof of income, commercial registration, or professional license), and the application is subject to the study and credit regulations approved by the bank.