Trust Card - Gold
Card Definition
It is a credit tool by lending and a payment tool (Charge Card) that allows you to purchase permissible goods and services via Point of Sale (POS) devices belonging to Cham Bank and other banks linked to the electronic payment network, or via the electronic payment gateway (Cham Pay) within a specified credit ceiling.
Advantages of the Trust Gold Card
Distinctive purchasing power: It grants you medium and flexible financial ceilings that suit your lifestyle and increasing obligations.
0% profit rate: Benefit from the granted financial ceiling in full without any additional returns or profits incurred by you.
Without late payment penalties: No additional amounts or late interest are imposed on the outstanding amounts.
Flexibility of partial use: In case you do not utilize the full ceiling during the month, you can benefit from the remaining part during the 15 days following the end of the month.
Total safety in payment and withdrawal: The card grants you fast access to electronic purchases and cash withdrawals from your accounts in credit at the bank.
Possibility of installments: The bank allows the feature of paying the withdrawals incurred on the card in installments using the "Qard Hasan" (Benevolent Loan) formula, after study and management approval.
Extended validity: The card is valid for 3 full calendar years, and is automatically renewable based on a simplified credit study of the extent of your commitment.
Parameters and Ceilings of the Gold Card
Credit ceiling: Starts from 100,000 Syrian Pounds and reaches up to 500,000 Syrian Pounds as a maximum.
Validity period: 3 calendar years.
Target Groups
The segment of depositors and active account holders at Cham Bank.
Members of professional syndicates (doctors, engineers, pharmacists, lawyers... etc.).
Employees of international organizations and large companies looking for medium and guaranteed financing ceilings.