Products & Services
Everything CHAM BANK offers in one place: financing for individuals and companies, accounts and investment products, digital channels and payment tools — all compliant with Islamic Sharia.
Financing Products & Services
Personal Finance
Sharia-compliant financing built around the needs of the Syrian family.
Personal Finance
Sharia-compliant personal finance solutions designed around the Syrian family.
Learn more — Personal FinanceReal-Estate Finance
Murabaha real-estate finance up to SYP 100 million over terms of up to 60 months.
Learn more — Real-Estate FinanceInstalment Campaign
Instalment finance for furniture, appliances, building materials and mobile devices.
Learn more — Instalment Campaign
Financing Products & Services
Corporate Finance
Sharia-compliant financial solutions for large, medium and small companies.
Corporate & SME Services
Integrated Sharia-compliant financial solutions for companies across trade, industry and services.
Learn more — Corporate & SME ServicesGrow Your Business
Murabaha finance from SYP 50 to 250 million for SMEs to acquire productive assets.
Learn more — Grow Your Business
Electronic Products & Services
Digital Channels
Manage your accounts, cards and transfers from your phone or browser, around the clock.
Mobile Banking
Manage accounts, cards and transfers from your phone
Internet Banking
Cham Online — your accounts from any browser
QR Code Service
Transfer Syrian pounds free of charge via QR
SMS Service
An instant alert for every movement on your account
Bank Cards
The ATM card across a wide ATM network
Trust Card
The first Islamic credit card — buy now, pay later
Accounts Products & Services
Accounts & Deposits
Accounts for your day-to-day banking, and investment products to grow your savings.
Demand Accounts
The current account, investment savings account and remittance account at Cham Bank.
Learn more — Demand AccountsInvestment Accounts
Term deposits, the Aman deposit and the Fursa deposit — Sharia-compliant investing.
Learn more — Investment AccountsDeposit Profit Rates
Profit rates on deposits and investment accounts, updated monthly.
Learn more — Deposit Profit Rates
Payment Channels
E-Payment & Card Acceptance
Pay, or accept payment, across CHAM BANK's network of merchants, universities and schools.
Points of Sale
Pay with your CHAM BANK card at shops and outlets
Electronic Points of Sale
Accept online payments over the internet
Payment Gateway
Cham Pay — pay across a growing merchant network
Schools
Schools whose fees can be paid electronically
Universities
Universities whose fees can be paid electronically
References
Guides, Bulletins & Other Services
The approved schedules, bulletins and lists you may need before any transaction.
Tariffs & Commissions
The bank's approved schedule of commissions
Terms & Conditions
The banking services terms and conditions booklet
Exchange Rates
View live currency exchange rates
Partner Charities
Charities you can donate to through the bank
Eid Sacrifices
Approved providers for buying and paying for sacrifices
Need a hand?
Find the product that fits you
The CHAM BANK team is ready to help you choose the financing or account that suits your needs.
Contact Us